If you’re a fractional CFO, you were brought in to bring clarity, control, and confidence.
Not to decode merchant statements.
Not to read through Level II/III transaction qualifiers.
And definitely not to go three rounds with a processor rep who avoids giving real answers.
But here’s the thing:
That’s where the margin is leaking
And clients rarely know it’s happening.
Where the problem hides
The setup usually looks like this:
“We negotiated a good rate a while ago”
“We like our processor and software”
“Switching would be a headache”
But over time, rates creep. Surcharges shift. And what looks like 2.1% is really costing 3.2%
No changes. Just less favorable pricing behind the scenes.
How we help (quietly)
We work with fractional CFOs behind the curtain.
You stay in the driver’s seat
We review and decode the statement
We renegotiate directly with the processor
The client keeps their setup but pays less
You’re the one who brought it up
You’re the one who helped recover the cash
We just make sure it gets done
The bottom line
If your role includes protecting margin, improving operations, or controlling vendor costs, this belongs in your toolkit.
You don’t need to learn merchant services
You just need someone who knows where to look
We’ve handled this for hospitals, sports facilities, ecommerce brands, construction firms, and more
Let’s do one together
Follow for daily insights that help fractional CFOs deliver real, measurable wins
X