“We Already Do This In-House”

You’ve negotiated.
You’ve got internal oversight.
You’ve reviewed the statements.

That’s exactly why this is worth your time.

This isn’t a pitch. It’s free financial ops insight based on hundreds of audits across industries. It’s what most processors hope you never read.

Even with a controller reviewing statements and a CFO who negotiated rates, silent overcharges can still creep in, because processors know how to fly under the radar.

Here’s what we see every week:

And the worst part? Most internal teams have no visibility into the slow drift until it’s costing thousands per month.

From our own audit toolkit, here are two of the biggest indicators that your setup isn’t as clean as you think:

1. Non-qualified rates on more than 25% of your volume
These are padded rates that often mean you’re paying 0.50–1.25% more than necessary, per transaction.

2. Fee names like “Regulatory Access” or “Misc Adj”
These ambiguous line items usually mask unnecessary markups or add-ons. If you can’t tie them to a specific service, they probably don’t belong.

Want a couple of items we use internally?

Here you go:

We don’t just identify the savings opportunity. We monitor your setup monthly to make sure it stays that way.

Because pricing isn't static. It shifts. It creeps. And it’s almost never in your favor.

The true ROI isn’t just finding a better rate, it’s keeping it there.

CFOs and controllers shouldn’t have to learn the ins and outs of processor behavior to avoid overpaying.

That’s our job.

So whether you use this tool internally or ask us to run a benchmark comparison, the point is simple: get a second set of eyes. You might be leaving more on the table than you think.

If you want more real-world financial tactics like this: short, specific, and written for decision-makers: follow me on LinkedIn and X